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Operational resilience

How we plan for disruption, manage incidents and keep our services running.

When something goes wrong

  1. Step 1: Investigating

    We are looking into a reported problem.

  2. Step 2: Identified

    We know the cause and are fixing it.

  3. Step 3: Monitoring

    A fix is in place and we are watching it.

  4. Step 4: Resolved

    Service is back to normal.

Each stage is posted on our status page as it happens. Systems & uptime

Operational resilience

Keeping our services running

We plan for disruption so that the services our customers rely on (access to accounts, visibility of balances, and the movement of funds) continue to operate, or recover quickly, when things go wrong.

At posture level:

  • We identify our important business services and set impact tolerances for disruption to them.
  • We maintain business-continuity and disaster-recovery arrangements, which are tested.
  • We manage the risk of relying on third-party suppliers, and monitor their performance.
  • Incidents are managed under a defined process, with communication to affected customers when it matters.

Incident communication

When incidents occur, we aim to communicate honestly and promptly. Live service status and incident updates are published on our systems status page.

Check it yourself

Reviewed

5 Oct 2026 · Version 1.2

Owner: Director · Next review 5 Oct 2027

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